October 2017

Found 23 blog entries for October 2017.

#1. Get pre-approved: talk to a mortgage specialist, talk to your bank. Make sure you know what you can afford. Lots of Buyers miss this step and try to go buy something and get all excited about the purchase only to find out that they cant buy it. Being pre-approved ensures both you and your realtor are searching and showing the right properties. no one gets let down.

#2. Qualify your realtor: find a realtor that you will trust and know can answer the questions that you should be asking when buying the biggest investment in your life.
Do they educate you about the market, about the homes your considering, what steps do they take to get you all the information required to purchase a home?
We are all on an even playing field the difference is that

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Preparing any property for sale can be a daunting and often overwhelming task, even for a seasoned investor. Whether you are living in your current investment property or if it has been tenanted for years there are some key staging strategies that can help get your property open house read.

1. Start with a change of mind
 Too often investors/home owners become either too emotionally attached or not attached at all. I have worked with investors who were renovating a property and blew their budget on some obscenely expensive tile they "had to have" and had nothing left for furnishing the place. On the other hand I've worked with landlords who did not see the value in painting a place that had gone through 3 tenants! Looking at a property from a buyer's

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This winter, give the gift of warmth to those in need.

The City of Lacombe is collecting new mittens, socks and pj's from Oct. 23-Nov 30 for Big Brother and Big Sisters of Lacombe & District.

Give the gift of warmth to someone this winter season! 

 

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Do you have?

• an assessment, legal or valuation background

• expertise / knowledge on quasi-judicial boards

• legal writing abilities and computer skills

• a flexible schedule with daytime availability for training and hearings (three or more days per month)

 The Central Alberta Regional Assessment Review Board is seeking new members. This is an impartial, independent board responsible for issuing decisions on complaints relative to property assessment in the 21 member municipalities.

Ideal candidates may be retired assessors, have a legal or valuation background and are open-minded, fair and willing to contribute their time, skills and knowledge. 

 Deadline to apply is November 24, 2017

 (Source) For more

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Intersection speed cameras are currently issuing warning tickets and regular tickets will start November 1 in Red Deer. The cameras are located at the same intersections as red light cameras and will issue tickets to drivers who speed through intersections, regardless of the colour of the signal. With 66% of all collisions and 81% of all injury collisions happening at intersections, these cameras are an important tool in improving road safety for all users.

To learn more about intersection speed cameras, including the locations where the cameras will operate, visit www.reddeer.ca/intersections

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Wondering how we are sitting in the 3rd Quarter of 2017?

--> In the first three quarters of 2017, Central Alberta has seen a decrease of 1.3% unit sales in comparison to 2016.

--> Overall Alberta has seen an increase of about 2.5%

*** We are looking forward to positive trends that will support a much more balanced and stable market moving into 2018.

*** If you would like a copy of the stats for these or any other community please let us know and we will provide them to you. 

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Canada's top banking regulator has published the final version of its new mortgage rules, which include a requirement to "stress test" borrowers with uninsured loans to ensure they could withstand higher interest rates.

The Office of the Superintendent of Financial Institutions (OSFI) released new guidelines for the mortgage industry on Tuesday. The regulator floated a similar version of these rules earlier this summer in draft form, but Tuesday's release makes them official as of Jan. 1. 

Among the major new rules is a requirement to stress test uninsured borrowers. Previously, only insured borrowers had to undergo such a test.

  • How to score the best mortgage to wipe out that debt
  • Interest rates are about to rise - no, for real this time
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